Financial Calculators
Free online financial calculators covering mortgages, taxes, loans, investments, and retirement planning. Every calculator shows step-by-step math so you understand exactly how the result was reached.
US Financial Calculators
- Mortgage Calculator — Monthly payment with amortization schedule, PMI, property tax, and insurance
- Paycheck Calculator — Federal + state income tax, FICA, and net take-home pay for all 50 states
- Income Tax Calculator — 2025 federal brackets, standard vs. itemized deductions, all filing statuses
- 401(k) Calculator — Contribution limits, employer match, and long-term growth projection
- Compound Interest Calculator — Future value with multiple compounding frequencies and optional contributions
- Loan Calculator — Monthly payment, total interest, and year-by-year amortization summary
- Auto Loan Calculator — Vehicle price, trade-in, sales tax, and monthly payment
- Sales Tax Calculator — Add or remove sales tax for all US states
- Tip Calculator — Bill total, custom tip percentage, and per-person split
- Discount Calculator — Percentage off, double discount, and final price
- Simple Interest Calculator — Interest = Principal × Rate × Time
- ROI Calculator — Return on investment percentage and net gain
- Break-Even Calculator — Fixed costs ÷ (price − variable cost)
- Markup Calculator — Cost plus markup percentage to selling price
- Profit Margin Calculator — Gross, operating, and net profit margin
- Capital Gains Calculator — Short and long-term capital gains tax with bracket breakdown
- Debt Payoff Calculator — Snowball vs avalanche method comparison and payoff timeline
- Credit Card Payoff Calculator — Minimum payment trap visualization and payoff date
- Salary Calculator (US) — Hourly to annual conversion with benefits and take-home estimate
- Net Worth Calculator — Assets minus liabilities with category breakdown
- Down Payment Calculator — Percentage of home price and savings timeline
- Roth IRA Calculator — Contribution limits, growth projection, and Roth vs Traditional comparison
- Amortization Calculator — Full schedule with extra payments and interest savings
- Retirement Calculator — Savings projection with Social Security estimate
- Investment Calculator — Lump sum and recurring contribution growth over time
- Inflation Calculator — Purchasing power comparison across years using CPI
- Student Loan Calculator — Federal vs private loans, repayment plans and total interest
- 401(k) Calculator — Contribution limits, employer match, and long-term growth projection
- Savings Calculator — Goal-based savings with timeline and monthly contribution needed
- Auto Loan Calculator — Vehicle price, trade-in, sales tax, and monthly payment
UK Financial Calculators
- UK Tax Calculator — PAYE income tax + National Insurance with student loan deductions
- UK Mortgage Calculator — Repayment vs interest-only, with overpayment analysis
- Stamp Duty Calculator (UK) — SDLT bands with first-time buyer and additional property relief
- UK Salary Calculator — Gross to net with tax, NI, and pension auto-enrollment
- VAT Calculator — Add or remove VAT for all EU countries and UK at current rates
India Financial Calculators
- EMI Calculator — P × r × (1+r)^n / ((1+r)^n − 1) with full amortization table
- SIP Calculator — Systematic Investment Plan future value for monthly contributions
- Income Tax Calculator (India) — Old vs new regime comparison with all deductions and age-specific slabs
- GST Calculator — Inclusive and exclusive GST with CGST + SGST / IGST breakdown
- FD Calculator — Fixed Deposit maturity value with quarterly compounding
- PPF Calculator — Public Provident Fund with 15-year lock-in and interest calculation
- Home Loan EMI Calculator — Down payment, processing fee, pre-payment options
- NPS Calculator — National Pension System with 60% lump sum and 40% annuity split
- EPF Calculator — Employee Provident Fund with employer and employee contributions
- RD Calculator — Recurring Deposit maturity with quarterly compounding
- Salary Calculator (India) — CTC to in-hand with PF, professional tax, and TDS
- Step-Up SIP Calculator — SIP with annual contribution increase
- Old vs New Tax Regime — Side-by-side comparison of India income tax regimes with all deductions
- HRA Calculator — House Rent Allowance exemption: min(actual HRA, 50%/40% basic, rent−10% basic)
- CAGR Calculator — Compound Annual Growth Rate: (FV/PV)^(1/n) − 1
- Lumpsum Calculator — Future value of a one-time investment: PV × (1+r)^n
- Stamp Duty Calculator (India) — State-wise stamp duty for Maharashtra, Karnataka, Delhi, Tamil Nadu, West Bengal, UP
- ESOP Tax Calculator — Two-stage ESOP taxation: perquisite at exercise + capital gains at sale
- Sukanya Samriddhi Yojana Calculator — SSY maturity amount at 8.2% with partial withdrawal at age 18